Other Services & Fees

Offered Services

Home Federal Savings and Loan Association of Niles is proud to offer our customers a variety of services, including:

Debit Cards

Debit cards are available to all customers who have an account open for at least 90 days and have accounts in good standing.

Stop in today for more information!

Night Depository

Night depository service is available 24 hours a day, seven days a week. If you need to bank with us after business hours, just drop your transaction in our night deposit box and we will process it the next business day for you.

Direct Deposit

Direct deposit is easy, reliable, and secure. Have your paycheck, social security check, and more directly deposited to your account. Simply sign up through the payroll department of the company that issues your check.

Safe Deposit Box

Keep your most valuable possessions safe and secure with a Home Federal Savings and Loan Association of Niles safe deposit box. We have a wide range of boxes available at budget-friendly prices to provide the peace of mind you deserve.

ATM Transaction Limitations

Home Federal Savings and Loan Association of Niles does not own or operate any ATMs. This means when you use any ATM you may be charged a fee by the operator of the machine and/or by an automated transfer network. You are not permitted to withdraw more than $300.00 per day via ATM. You can make cash withdrawals from some types of accounts at Maestro, Cirrus, Accel and other affiliated Network ATMs.

 More Services

  • US Savings Bonds Redeemed
  • Official Bank Checks
  • Money Orders
  • Online Banking
  • Mail or paperless statements
  • Checkfree Bill pay
  • Customer Signature Guarantee
  • Visa Credit Card



 At Home Federal Savings and Loan Association of Niles we are always working towards maintaining an environment of convenience for our customers.

Feel free to contact us if you have a question, need clarification, or simply just want to say hello, we are here for you!

Contact Us


Schedule of Fees

Effective 09/14/2019

All Accounts
Early closing charge (if account is closed within three months of opening) $20.00
Account Reconciliation (minimum 1 hour)  $20.00/hour
Account Research (Deposits/Loans-research on account history or verification) $25.00/hour
Check Printing Charge Varies based on style ordered
Copy of Paid Money Order or Official Check $2.00
Deposited item Returned Fee (deposited or cashed check returned-any reason) $20.00
Dormant Account Fee after 2 years inactivity (per monthly fee) $5.00
Fax- Incoming or outgoing (per page) $1.00
Mortgage Loan Payoff Faxed 10.00
Levies, Garnishments or Attachments $40.00
Money Order Purchase Fee (each) $2.00
Official Check Purchase Fee (each) $3.00
Overdraft Fee (each item) $30.00 (an insufficient fund item may be created by check, in person withdrawal, ATM/POS withdrawal, ACH or other electronic means)
Return Item Fee (each item) $30.00
Safe Deposit Box Drilling Fee $75.00
Safe Deposit Box Lost Key Replacement Fee $25.00
Share Loan Setup Fee $30.00
Stop Payment Fee (Check/ACH) $30.00
Statement Copy $5.00
Sweep Transfer Fee (per transfer) (to cover overdraft of checking account) $5.00
Utility Bill Fee (each) $2.00
Wire Fee-Incoming $15.00
Wire Fee-Mortgage Closing Outgoing $25.00
Business Checking Account
Charge for draft returned for any reason $30.00
ACH item returned for any reason $30.00
Statement balancing $20.00 per hour
Account research $25.00 per hour
Charge for stop payment orders $30.00
Charge for special statement $8.00
Early closing charge within three months of opening $20.00
Location& Hours Contact UsHome Federal S&L Check ReOrder BankingHolidays Visa CardApplication

Next Section

Back to Top