Loan Services

Our mortgage loan programs are designed with you in mind. We make it an easy process. Why, because buying a home can be a little overwhelming but getting the right mortgage shouldn’t be.

Mortgage Loans

Whether you are buying a new home, building the house of your dreams, making home improvements, purchasing a vacation home or refinancing your existing home loan, let us help you find the mortgage loan that is right for you. We offer a variety of loan products with flexible terms and competitive rates.

  • Local underwriting and processing
  • Fixed and adjustable mortgage rates
  • Low competitive mortgage rates
  • View mortgage activity through online Banking
  • Refinancing options
  • Construction loans
  • Easy documentation

Home Federal Savings and Loan Association of Niles is an Equal Housing Lender. NMLS# 531681.

Home Equity Line of Credit

A Home Equity Line of Credit serves as a ready source of funds for many types of planned and unexpected expenses. You can use it to pay for renovations, tuition, consolidate higher interest rate debt, or finance just about anything else that’s on your priority list. Borrow only the amount you need, when you need it. The unused balance of your credit line remains available for when you are ready to use it.

  • Revolving line of credit
  • Borrow what you need within your available credit limit
  • Make payments only on the amount you have borrowed
  • Adjustable rate
  • You may be able to use the loan as a tax deduction
  • No application fee
  • View loan activity through online banking

To begin the application process, please contact one of our experienced lenders today.

Consumer Loans

Let us provide you help with your financial needs, and if you want to refinance a loan you have elsewhere, let us do all the paperwork for you.

  • Personal
  • Home improvement
  • Consolidate other debts

CRA Public File

Click the link below to view our CRA Public File.

Home Federal Savings and Loan Association of Niles - CRA Public File - 03/26/2024

 

Get Started

With local decisions making, we can provide answers quickly, contact one of our experienced lenders today to discuss your specific needs. Please call us @330-652-2539 or visit us today.

Visit Us

 

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